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Cruise Insurance

Here at Mail Finance, we understand the added extras you need cover for when going on a cruise.

Including, but not limited to: Cover for your formal attire, Cabin confinement and more.

Click now to receive your exclusive 15% online discount*!


Cruise Travel Insurance

Cruising is fast becoming one of the most popular methods of travel for all ages, because it allows you to travel in luxury, whilst also exploring many different cities and cultures. Once you’ve booked your dream cruise, you need to ensure you have the correct travel insurance in place to protect yourself and your trip.

Our specialist cruise extension has been designed to provide specific cover for cruise travellers, such as on-board medical treatment and missed port visits. Please note, if you’re planning a cruise you must purchase our cruise extension to be covered for cruising.


Why Choose a Cruise Travel Insurance Extension?

In general cruise holidays can work out quite costly, and you want to be safe in the knowledge that if unforeseen circumstances occur, you will be covered under your travel insurance. Our cruise travel insurance extension can be added to any of our single or multi trip policies.

  • 15% off* exclusively to our online customers.
  • Our cruise travel insurance extension can added to Single Trip and Multi Trip policies
  • A doctor managed 24/7 Emergency medical assistance helpline team are at hand.
  • Cover for hundreds of medical conditions including (but not limited to) cancer, diabetes and heart conditions. Provided they have been declared and confirmed in your policy summary by us in writing.


What’s Covered on Your Cruise Extension?

Tailor your travel insurance policy with our bespoke cruise extension, so you can enjoy your holiday at sea knowing that you have the right cover. Our cruise travel insurance extension includes the following cover levels:

  • Up to £500 for pre-paid excursions on shore.
  • Up to £100 for cancelled port visits, to the total of £500.
  • Up to £50 per 24hours that you are confined to your cabin, to the total of £300.
  • Up to £10,000,000 if you require emergency medical attention.
  • Up to £1000 if your formal cruise attire is lost or damaged.


 Cruise FAQs:

I’m going to various locations on my cruise, which geographical location do I choose?

 To ensure your cover remains valid, it’s really important that you choose the correct geographical location for your policy. These are split into the categories below, and each cover a wide range of destinations:

  • Europe excluding Spain
  • Europe including Spain
  • Worldwide excluding the USA Caribbean and Canada
  • Worldwide including the USA, Caribbean and Canada
  • Australasia

For example, if you were sailing around Europe including a visit to Spain/Spanish waters, you would need to select Europe including Spain. If you have any further queries about where is and isn’t covered within the areas mentioned above, please feel free to give us a call.

Do I need this extension for a river cruise?

A Cruise is defined as a ‘pleasure voyage of more than 72 hours in duration, sailing on sea/s or oceans and including stops at various ports’. As River cruising does not fit these criteria you would not need to purchase the extension.

I have an existing medical condition can I still get cruise cover?

You can still obtain cover for your cruise holiday if you have a medical condition. However, you must declare your conditions to us, and they must be confirmed by us in writing.

Will I be covered if I am unable to leave my cabin if I fall sick during my cruise?

Included in our extension is cover for cabin confinement. If you are confined to your cabin, you can receive compensation for each 24 hour period spent. You will also receive compensation if you are unable to attend any pre booked excursions due to cabin confinement.