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Longstay Cover Levels

Compare the available cover for our Longstay policies by using the arrows to scroll through cover levels. You can also see what else these policies offer by selecting the ‘Expand’ button at the bottom.

  • Hint: Roll over headings for explanationHint: Roll over headings for explanation
  • Benefit per personBenefit per person
  • If you are unable to go on your tripThe maximum amount we will pay for your proportion of prepaid transport, accommodation and additional travel expenses that you cannot recover from any other source if you cannot travel due to the reasons specified in the policy wording.If you are unable to go on your trip
  • If your departure is delayedThe maximum amount we will pay if you are delayed at your international departure pointIf your departure is delayed
  • If you choose to cancel after a 24 hour delayThe maximum amount we will pay if your outbound journey from your home country is delayed by more than 24 hours and you decide to abandon your tripIf you choose to cancel after a 24 hour delay
  • Missed departureThe maximum we will pay towards the cost of alternative transport costs if you miss your outbound departure.Missed departure
  • If you need emergency medical attentionThe maximum amount we will pay to cover emergency medical expenses, necessary travel and accommodation or repatriation costs in the event of your illness, injury or death during your trip.If you need emergency medical attention
  • Public hospital inconvenience benefit totalThe maximum amount payable in respect of public hopsital inconvenience benefit.Public hospital inconvenience benefit total
  • If you have to come home earlyThe maximum amount we will pay if you have to return early because: you,the person you are travelling with, a close relative or business associate in your home country, unexpectedly suffer injury, illness or death.If you have to come home early
  • If your possessions are lost, stolen or damagedThe overall maximum amount we will pay for ALL your possessions if they are lost, stolen or damaged. If your possessions are lost, stolen or damaged
  • Clothes and footwearThe maximum amount we will pay in respect of lost, damaged or stolen clothing and footwear.Clothes and footwear
  • LuggageThe maximum amount we will pay in respect of lost, damaged or stolen luggage. Luggage
  • Cosmetics and toiletriesThe maximum amount we will pay in respect of lost, damaged or stolen cosmetics and toiletry items.Cosmetics and toiletries
  • Jewellery and watchesThe maximum amount we will pay in respect of lost, damaged or stolen jewellery and watches.Jewellery and watches
  • Electrical items and photographic equipmentThe maximum amount we will pay in respect of lost, damaged or stolen electrical items.Electrical items and photographic equipment
  • Securing your homeCover for your home to be secured in your absence if it is burgled whilst you are on your trip.Securing your home
  • EyewearThe maximum amount we will pay in respect of lost, damaged or stolen eyewear.Eyewear
  • Laptops The maximum amount we will pay in respect of lost, damaged or stolen laptops.Laptops
  • Unreceipted itemsThe maximum amount we will pay in respect of lost, damaged or stolen unreceipted items.Unreceipted items
  • If your possessions are delayed by 12 hoursThe maximum we will pay for the cost of essential items such as toiletries, change of clothes etc...if your possessions are delayed by more than 12 hours on your outward journey.If your possessions are delayed by 12 hours
  • If your cash is lost or stolenThe maximum we will pay if your cash is lost or stolen.If your cash is lost or stolen
  • If your passport is lost or stolenIf your passport is lost or stolen
  • If you are hijackedThe maximum amount we will pay if you are confined due to hijack.If you are hijacked
  • If you are muggedThe maximum amount we will pay if you are hospitalised following a mugging.If you are mugged
  • Personal liabilityThe maximum amount we will pay to cover costs that you are held legally liable to pay relating to an incident caused by you.Personal liability
  • Accidental death benefitThe amount we will pay if you die as a direct result of an accident during your trip.Accidental death benefit
  • Permanent loss of sight or limbThe amount we will pay if you suffer permanent loss of sight or limb.Permanent loss of sight or limb
  • Permanent total disablementThe amount we will pay if you are permanently totally disabled as a direct result of an accident during your trip.Permanent total disablement
  • If you need legal adviceThe maximum amount we will pay for legal expenses incurred with our permission in pursuing compensation in the event of your death or personal injury whilst on your trip.If you need legal advice
  • Longstay

  • Get quote
  • Hint: Roll over headings for explanationPolicy Wordings
  • Benefit per personCoverExcess
  • If you are unable to go on your trip£2,500£100
  • If your departure is delayed£300nil
  • If you choose to cancel after a 24 hour delay£2,500£100
  • Missed departure£750£100
  • If you need emergency medical attention£5,000,000£100
  • Public hospital inconvenience benefit total£350nil
  • If you have to come home early£500£100
  • If your possessions are lost, stolen or damaged£1,250£100
  • Clothes and footwear£500£100
  • Luggage£200£100
  • Cosmetics and toiletries£200£100
  • Jewellery and watches£300£100
  • Electrical items and photographic equipment£400£100
  • Securing your home£500£100
  • Eyewear£150£100
  • Laptops £400£100
  • Unreceipted items£150£100
  • If your possessions are delayed by 12 hours£100nil
  • If your cash is lost or stolen£350£100
  • If your passport is lost or stolen£250nil
  • If you are hijacked£200nil
  • If you are mugged£200nil
  • Personal liability£1,000,000£100
  • Accidental death benefit£10,000nil
  • Permanent loss of sight or limb£10,000nil
  • Permanent total disablement£10,000nil
  • If you need legal advice£30,000£100
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