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Multi-Trip Cover Levels

Compare the available cover for our Multi Trip policies by using the arrows to scroll through cover levels. You can also see what else these policies offer by selecting the ‘Expand’ button at the bottom.

  • Hint: Roll over headings for explanationHint: Roll over headings for explanation
  • Benefit per personBenefit per person
  • If you are unable to go on your tripThe maximum amount we will pay for your proportion of prepaid transport, accommodation and additional travel expenses that you cannot recover from any other source if you cannot travel due to the reasons specified in the policy wording.If you are unable to go on your trip
  • If your departure is delayedThe maximum amount we will pay if you are delayed at your international departure pointIf your departure is delayed
  • If you choose to cancel after a 24 hour delayThe maximum amount we will pay if your outbound journey from your home country is delayed by more than 24 hours and you decide to abandon your tripIf you choose to cancel after a 24 hour delay
  • Missed departureThe maximum we will pay towards the cost of alternative transport if you miss your outbound departure.Missed departure
  • Missed connectionCover for the cost of alternative travel and accommodation arrangements to allow you to catch up with your itinerary in the event that you miss your pre-booked connecting flights on your outbound journey.Missed connection
  • If you need emergency medical attentionThe maximum amount we will pay to cover emergency medical expenses, necessary travel and accommodation or repatriation costs in the event of your illness, injury or death during your trip.If you need emergency medical attention
  • Public hospital inconvenience benefit totalThe maximum amount payable in respect of public hospital inconvenience benefit.Public hospital inconvenience benefit total
  • Emergency replacement of prescribed medicationIf you need emergency supplies of prescription medicine to prevent deterioration or exacerbation of an existing medical conditionEmergency replacement of prescribed medication
  • Emergency replacement of prescription glassesIf you need a replacement of prescription spectacles if your glasses are lost or stolen on your trip.Emergency replacement of prescription glasses
  • If you have to come home earlyThe maximum amount we will pay if you have to return early because: you,the person you are travelling with, a close relative or business associate in your home country, unexpectedly suffer injury, illness or death.If you have to come home early
  • If your possessions are lost, stolen, or damagedThe overall maximum amount we will pay for ALL your possessions if they are lost, stolen or damaged. If your possessions are lost, stolen, or damaged
  • Clothes and footwearThe maximum amount we will pay in respect of lost, damaged or stolen clothing and footwear.Clothes and footwear
  • LuggageThe maximum amount we will pay in respect of lost, damaged or stolen luggage. Luggage
  • Cosmetics and toiletriesThe maximum amount we will pay in respect of lost, damaged or stolen cosmetics and toiletry items.Cosmetics and toiletries
  • Jewellery and watchesThe maximum amount we will pay in respect of lost, damaged or stolen jewellery and watches.Jewellery and watches
  • EyewearThe maximum amount we will pay in respect of lost, damaged or stolen eyewear.Eyewear
  • Electrical items and photographic equipment. The maximum amount we will pay in respect of lost, damaged or stolen electrical items.Electrical items and photographic equipment.
  • If your gadget is lost, stolen or damaged The maximum amount we will pay in respect of lost, damaged or stolen gadgets.If your gadget is lost, stolen or damaged
  • If your possessions are delayed by 12 hoursThe maximum we will pay for the cost of essential items such as toiletries, change of clothes etc...if your possessions are delayed by more than 12 hours on your outward journey.If your possessions are delayed by 12 hours
  • If your cash is lost or stolenThe maximum we will pay if your cash is lost or stolen.If your cash is lost or stolen
  • If your passport is lost or stolenIf your passport is lost or stolen
  • If you are hijackedThe maximum amount we will pay if you are confined due to hijack.If you are hijacked
  • If you are muggedThe maximum amount we will pay if you are hospitalised following a mugging.If you are mugged
  • Personal liabilityThe maximum amount we will pay to cover costs that you are held legally liable to pay relating to an incident caused by you.Personal liability
  • Accidental death benefitThe amount we will pay if you die as a direct result of an accident during your trip.Accidental death benefit
  • Permanent loss of sight or limbThe amount we will pay if you suffer permanent loss of sight or limb.Permanent loss of sight or limb
  • Permanent total disablementThe amount we will pay if you are permanently totally disabled as a direct result of an accident during your trip.Permanent total disablement
  • If you need legal adviceThe maximum amount we will pay for legal expenses incurred with our permission in pursuing compensation in the event of your death or personal injury whilst on your trip.If you need legal advice
  • If you cannot use your pre-booked accommodationCover for alternative accommodation in the event your pre-booked accommodation is damaged by a natural disaster.If you cannot use your pre-booked accommodation
  • Additional parking, kennel & cattery charges Cover for additional costs (such as car parking charges, kennel and cattery fees) that you may incur if you are unable to return to the United Kingdom, Channel Islands or BFPO on your prebooked date due to your injury or illness.Additional parking, kennel & cattery charges
  • Securing your homeCover for your home to be secured in your absence if it is burgled whilst you are on your trip.Securing your home
  • Recovering after surgery abroadCover for the travel and accommodation costs of another holiday to recuperate from your surgery abroad, within 3 months of your return to the UK from your trip.Recovering after surgery abroad
  • Hospital stay benefit in the UKThe maximum amount of cover if you are admitted to hospital immediately after being repatriated. Hospital stay benefit in the UK
  • Laptops The maximum amount we will pay in respect of lost, damaged or stolen Laptops.Laptops
  • Buggies, Strollers & Car seats The maximum amount we will pay in respect of lost, damaged or stolen buggies, strollers & car seats. Buggies, Strollers & Car seats
  • Unreceipted itemsThe maximum amount we will pay in respect of lost, damaged or stolen unreceipted items.Unreceipted items
  • Replacement travel arrangements Cover for the reasonable costs of your return journey back to the United Kingdom, Channel Islands or BFPO or any missed travel or accommodation arrangements.Replacement travel arrangements
  • If your pet is taken illCover should your dog or cat need in-patient veterinary treatment as a result of an injury which occurred in your home country whilst you were on your trip.If your pet is taken ill
  • Basic

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  • Hint: Roll over headings for explanationPolicy Wordings
  • Benefit per personCoverExcess
  • If you are unable to go on your trip£1,000£100
  • If your departure is delayed£100nil
  • If you choose to cancel after a 24 hour delay£1,000£100
  • Missed departure£250£100
  • Missed connection£250£100
  • If you need emergency medical attention£2,500,000£100
  • Public hospital inconvenience benefit total£200nil
  • Emergency replacement of prescribed medication£150£100
  • Emergency replacement of prescription glasses£150£100
  • If you have to come home early£1,000£100
  • If your possessions are lost, stolen, or damaged£1000£100
  • Clothes and footwear£250£100
  • Luggage£50£100
  • Cosmetics and toiletries£50£100
  • Jewellery and watches£100£100
  • Eyewear£50£100
  • Electrical items and photographic equipment. £150£100
  • If your gadget is lost, stolen or damaged No cover availablen/a
  • If your possessions are delayed by 12 hours£50nil
  • If your cash is lost or stolen£150£100
  • If your passport is lost or stolen£75nil
  • If you are hijackedNo cover availablen/a
  • If you are muggedNo cover availablen/a
  • Personal liability£1,000,000£100
  • Accidental death benefit£5,000nil
  • Permanent loss of sight or limb£5,000nil
  • Permanent total disablement£5,000nil
  • If you need legal advice£15,000£100
  • If you cannot use your pre-booked accommodationNo cover availablen/a
  • Additional parking, kennel & cattery charges No cover availablen/a
  • Securing your home£500£100
  • Recovering after surgery abroadNo cover availablen/a
  • Hospital stay benefit in the UK£100n/a
  • Laptops £200£100
  • Buggies, Strollers & Car seats No cover availablen/a
  • Unreceipted items£150£100
  • Replacement travel arrangements £300£100
  • If your pet is taken ill£250£100
  • Standard

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  • Hint: Roll over headings for explanationPolicy Wordings
  • Benefit per personCoverExcess
  • If you are unable to go on your trip£1,500£75
  • If your departure is delayed£300nil
  • If you choose to cancel after a 24 hour delay£1,500£75
  • Missed departure£500£75
  • Missed connection£500£75
  • If you need emergency medical attention£5,000,000£75
  • Public hospital inconvenience benefit total£250nil
  • Emergency replacement of prescribed medication£300£75
  • Emergency replacement of prescription glasses£300£75
  • If you have to come home early£1,500£75
  • If your possessions are lost, stolen, or damaged£1000£75
  • Clothes and footwear£500£75
  • Luggage£100£75
  • Cosmetics and toiletries£200£75
  • Jewellery and watches£150£75
  • Eyewear£75£75
  • Electrical items and photographic equipment. £350£75
  • If your gadget is lost, stolen or damaged No cover availablen/a
  • If your possessions are delayed by 12 hours£100nil
  • If your cash is lost or stolen£250£75
  • If your passport is lost or stolen£150nil
  • If you are hijackedNo cover availablen/a
  • If you are muggedNo cover availablen/a
  • Personal liability£1,000,000£75
  • Accidental death benefit£5,000nil
  • Permanent loss of sight or limb£5,000nil
  • Permanent total disablement£5,000nil
  • If you need legal advice£20,000£75
  • If you cannot use your pre-booked accommodationNo cover availablen/a
  • Additional parking, kennel & cattery charges £250nil
  • Securing your home£500£75
  • Recovering after surgery abroadNo cover availablen/a
  • Hospital stay benefit in the UK£100n/a
  • Laptops £300£75
  • Buggies, Strollers & Car seats £300£75
  • Unreceipted items£150£75
  • Replacement travel arrangements £300£75
  • If your pet is taken ill£250£75
  • Deluxe

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  • Hint: Roll over headings for explanationPolicy Wordings
  • Benefit per personCoverExcess
  • If you are unable to go on your trip£2,500£60
  • If your departure is delayed£300nil
  • If you choose to cancel after a 24 hour delay£2,500£60
  • Missed departure£750£60
  • Missed connection£750£60
  • If you need emergency medical attention£5,000,000£60
  • Public hospital inconvenience benefit total£350nil
  • Emergency replacement of prescribed medication£300£60
  • Emergency replacement of prescription glasses£300£60
  • If you have to come home early£2,500£60
  • If your possessions are lost, stolen, or damaged£1,500£60
  • Clothes and footwear£750£60
  • Luggage£200£60
  • Cosmetics and toiletries£300£60
  • Jewellery and watches£300£60
  • Eyewear£150£60
  • Electrical items and photographic equipment. £550£60
  • If your gadget is lost, stolen or damaged No cover availablen/a
  • If your possessions are delayed by 12 hours£100nil
  • If your cash is lost or stolen£350£60
  • If your passport is lost or stolen£250nil
  • If you are hijacked£200nil
  • If you are mugged£200nil
  • Personal liability£1,000,000£60
  • Accidental death benefit£10,000nil
  • Permanent loss of sight or limb£10,000nil
  • Permanent total disablement£10,000nil
  • If you need legal advice£30,000£60
  • If you cannot use your pre-booked accommodationNo cover availablen/a
  • Additional parking, kennel & cattery charges £250nil
  • Securing your home£500£60
  • Recovering after surgery abroadNo cover availablenil
  • Hospital stay benefit in the UK£100nil
  • Laptops £400£60
  • Buggies, Strollers & Car seats £300£60
  • Unreceipted items£150£60
  • Replacement travel arrangements £300£60
  • If your pet is taken ill£250£60
  • Premier

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  • Hint: Roll over headings for explanationPolicy Wordings
  • Benefit per personCoverExcess
  • If you are unable to go on your trip£4,000£50
  • If your departure is delayed£300nil
  • If you choose to cancel after a 24 hour delay£4,000£50
  • Missed departure£750£50
  • Missed connection£750£50
  • If you need emergency medical attention£10,000,000£50
  • Public hospital inconvenience benefit total£500nil
  • Emergency replacement of prescribed medication£500£50
  • Emergency replacement of prescription glasses£500£50
  • If you have to come home early£4,000£50
  • If your possessions are lost, stolen, or damaged£2,000£50
  • Clothes and footwear£1,000£50
  • Luggage£300£50
  • Cosmetics and toiletries£400£50
  • Jewellery and watches£500£50
  • Eyewear£250£50
  • Electrical items and photographic equipment. £750£50
  • If your gadget is lost, stolen or damaged No cover availablen/a
  • If your possessions are delayed by 12 hours£200nil
  • If your cash is lost or stolen£500£50
  • If your passport is lost or stolen£250nil
  • If you are hijacked£200 nil
  • If you are mugged£200nil
  • Personal liability£2,000,000£50
  • Accidental death benefit£15,000nil
  • Permanent loss of sight or limb£15,000nil
  • Permanent total disablement£15,000nil
  • If you need legal advice£40,000£50
  • If you cannot use your pre-booked accommodation£500£50
  • Additional parking, kennel & cattery charges £400nil
  • Securing your home£500£50
  • Recovering after surgery abroad£500nil
  • Hospital stay benefit in the UK£100nil
  • Laptops £500£50
  • Buggies, Strollers & Car seats £300£50
  • Unreceipted items£150£50
  • Replacement travel arrangements £300£50
  • If your pet is taken ill£250£50
  • Prestige

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  • Hint: Roll over headings for explanationPolicy Wordings
  • Benefit per personCoverExcess
  • If you are unable to go on your trip£7,500£25
  • If your departure is delayed£500nil
  • If you choose to cancel after a 24 hour delay£7,500£25
  • Missed departure£1,000£25
  • Missed connection£1,000£25
  • If you need emergency medical attention£10,000,000£25
  • Public hospital inconvenience benefit total£750nil
  • Emergency replacement of prescribed medication£500£25
  • Emergency replacement of prescription glasses£500£25
  • If you have to come home early£7,500£25
  • If your possessions are lost, stolen, or damaged£3,000£25
  • Clothes and footwear£1,250£25
  • Luggage£400£25
  • Cosmetics and toiletries£500£25
  • Jewellery and watches£750£25
  • Eyewear£400£25
  • Electrical items and photographic equipment. £950£25
  • If your gadget is lost, stolen or damaged £1000£25
  • If your possessions are delayed by 12 hours£200nil
  • If your cash is lost or stolen£750£25
  • If your passport is lost or stolen£350nil
  • If you are hijacked£500 nil
  • If you are mugged£500 nil
  • Personal liability£2,000,000£25
  • Accidental death benefit£20,000nil
  • Permanent loss of sight or limb£20,000nil
  • Permanent total disablement£20,000nil
  • If you need legal advice£50,000£25
  • If you cannot use your pre-booked accommodation£750£25
  • Additional parking, kennel & cattery charges £500nil
  • Securing your home£500£25
  • Recovering after surgery abroad£750nil
  • Hospital stay benefit in the UK£200nil
  • Laptops £750£25
  • Buggies, Strollers & Car seats £300£25
  • Unreceipted items£150£25
  • Replacement travel arrangements £300£25
  • If your pet is taken ill£250£25
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